As technology has changed, so has the restaurant industry, and especially the food delivery business.
Every day thousands of drivers deliver food and groceries to customers at a location of their choice.
With the rise in demand for food delivery services, new companies like Postmates (Doordash, Uber eats) have opened up to take advantage of the consumer demand.
Sadly, with the growth of Postmates, we have seen a big increase in accidents involving drivers who work for the delivery company.
Postmates launched in 2012 and continues to be an industry leader in the “on demand delivery business”.
If you work for Postmates be aware that you have the right to seek financial compensation for your injuries suffered from a car accident while driving for the company.
What To Do If You Have An Accident While Working For Postmates?
If you are driving for Postmates and you get into an accident, you want to be very careful about what you do next.
Postmates does require that their independent contractors (Postmates couriers) have a legal and up to date personal auto liability policy.
It must have insurance limits equal to or greater than the California state minimum requirements.
Follow these 7 steps below after a car accident if you deliver for Postmates.
If you are injured call the police. Having a police report will definitely help your accident claim.
Seek medical attention. It is very important to have documentation of all your medical injuries to help prove the damages you suffered due to the Postmates accident.
If possible take photos at the accident scene (showing damage to cars, etc.)
Get information from the other drivers involved (license, insurance, registration, address, etc.)
Take down witness information so you can contact them later.
Contact Daniel Kim Law Offices for Free consultation
Do not speak with the other party about your accident or injuries, and don’t speak to any insurance adjusters about the accident
Why Contact Daniel Kim Law Offices?
Being involved in a car accident while working for Postmates (or Uber, Lyft, Fed Ex, etc.) can be a very stressful and confusing situation for those who are injured.
Daniel Kim and his legal team have helped 100’s of car accident victims that work for Postmates, Uber, UPS, etc.
So we are very familiar with the unique laws (and insurance issues) that surround these types of cases.
The Law Offices of Daniel Kim put our clients First, and we’ll fight for your legal rights.
Reasons to call Daniel Kim today –
Hundreds of 5 Star ratings on Google and Yelp
Experienced with Postmates accidents (and Uber, Door Dash, etc.)
We get Maximum compensation for our clients, and we don’t accept less
We work with the top medical providers to make sure your health and recovery is the Focus.
Common Injuries From Postmates Car Accidents
Of course injuries can vary from just a broken finger or minor whiplash, up to broken bones or severe bodily injury, even brain injury.
Even though there are common injuries from car accidents, each instance is totally unique.
Many factors can determine how severe your injuries are.
Like how fast were you going, were you wearing a seat belt, did your airbags go off, etc.
Below are the typical injuries that Postmates drivers might experience:
Back or neck injuries – whiplash is of course very common
Hand, wrist and arm injuries
Nerve damage – herniated discs
Postmates Commercial Insurance Laws
Due to the high number of car accidents involving Postmates delivery drivers, Postmates made drastic changes to its insurance coverage rates.
Since 2014 Postmates vehicles now carry the $1,000,000 excess coverage on drivers.
This $ Million policy basically matches the Uber and Lyft policy coverage for Uber and Lyft drivers.
Postmates drivers have rights in an auto accident, but it can be very confusing.
Call Us Today For Immediate Help
Postmates drivers when involved in an automobile accident can access the company’s commercial policy which is there for uninsured / underinsured motorist coverage.
The uninsured motorist coverage (UM) is there if the at-fault-party (in the accident) doesn’t have car insurance at the time of the car crash with Postmates driver.
And the under insured motorist coverage triggers if the Postmates delivery driver suffers injuries that exceed the available coverage of the at fault driver.
Getting Financial Compensation After a Postmates Car Accident
If you were injured (while driving for Postmates) due to the negligence of another driver, you are entitled to financial compensation for all the damages you sustained from the car accident.
Although accidents can happen due to a thousand reasons (that is why they are called accidents), there are common reasons that cause accidents.
Of course this whole process is very complicated, and that’s why you want to call Daniel Kim Law Offices today for Free consultation.
There is no “set value” for a car accident, as the settlement value is always determined by the damages and injuries the victim suffered.
But our lawyers are very familiar with Postmates car accidents and the Postmates insurance policies, procedures, etc.
The best way to get an estimate on what your Postmates accident claim might be worth is to contact us for immediate help.
Below you will find more details on damages recoverable in personal injury cases:
- Cost of future medical care
- Recovery of current medical and rehab expenses
- All economic damage – this includes damage to property, loss of income and future earnings lost
- Non-economic damages – this includes emotional stress, pain & suffering, mental anguish, etc.
- Punitive damages – typically courts will award a victim punitive damages if the party at fault acted intentionally to cause the accident, or even on reckless disregard for the well being of others.
How Long Do You Have To File a Claim For a Postmates Car Accident
In California the statute of limitations for an injury victim is 2 years from the date of the injury.
If they want to recover financial gains for the damages they suffered.
This is a very important detail to understand, and failure to properly file a case in a timely manner will ruin any chances you have for getting financial compensation.
There are of course exceptions to the 2 year statute, so call our law offices today for help and answers to your questions.
What Is My Postmates Accident Settlement Worth?
This is a question that many of our clients ask us.
The truth is there is no one answer, and every case that we take on is different.
There are so many factors and variables that go into determining the settlement value of an accident that a Postmates delivery driver was involved in.
The most important thing is to hire an experienced injury attorney like Daniel Kim who knows the laws.
Don’t just settle with the insurance company for a small amount of money.
The Law Offices of Daniel Kim will fight for you to make sure you receive maximum compensation for all your injuries (physical, mental, etc.).
Postmates Accident Report
Postmates does ask their drivers to complete and submit a “Postmates incident accident report” if you are involved with an accident while you are on active duty.
This means if you are logged onto the Postmates platform and are working at the time of the car crash.
Postmates also says on their website that Postmates drivers can email them with all the relevant details.
Just remember to contact an accident lawyer to make sure you have legal representation to help you with all of the legal issues that will lie ahead.
Postmates Accident Insurance
Anytime you are driving a motor vehicle and are involved in an accident, suddenly having good car insurance becomes important.
What does all of this insurance coverage mean for a Postmates courier while on duty.
General liability insurance – A $1 million limit covering liability for Postmates on bikes for bodily injury and/or property damage of 3rd parties.
Auto excess insurance – The $1 million limit covering liability for Postmates drivers in automobiles for bodily injury and / or property damage of third parties.
Accidental occupational liability – A $50,000 limit covering Postmates’ medical expenses for injuries that happened while on the job.